Enterprise Duty To Serve Underserved Markets

The Federal Housing Finance Agency is proposing to replace its current regulation on Duty to Serve Underserved Markets. The new rule aims to help Fannie Mae and Freddie Mac serve very low-, low-, and moderate-income families more effectively in areas like manufactured housing and rural housing, with less red tape. This change is set to take effect on June 24, 2026.

The proposed rule could lead to more effective support for low-income families, making it easier for them to access affordable housing. This is especially important in areas like manufactured and rural housing, where families often struggle to find suitable options.